The Housing Bank of the North in Hammerfest offers a number of loan and grant schemes for private individuals, with a focus on supporting those with low incomes and high housing costs. Through the housing subsidy programme, people with limited financial resources can receive help to cover housing costs. In addition, start-up loans and grants from the municipality are offered, which can be used for home purchases or maintenance of existing homes.
The organisation also has specific loans available for upgrading and building environmentally friendly and accessible homes. To ensure that individuals receive the support they need, the Housing Bank of the North offers guidance to identify the most suitable support scheme based on the individual's situation. This makes it easier for users to navigate the different options available.