Fokuslån is a financial institution that offers loans from NOK 10,000 to NOK 75,000. Customers have the option of choosing a term from 12 to 60 months, and it is possible to start with an interest- and installment-free period of 30, 60 or 90 days. According to Norwegian law, loans under NOK 50,000 can be repaid without costs, and at Fokuslån this applies to all amounts up to NOK 75,000.
No collateral is required for the loans, which gives customers flexibility. Borrowers can decide for themselves how they want to use the money. Fokuslån aims to offer a simple and accessible loan process for its customers.