MyBank ASA, now known as Heder Bank, is a 100% digital bank that offers online banking services to its customers. The bank specializes in helping people with payment notices or other financial challenges, by offering start-up loans that can contribute to the refinancing of expensive debt with security in housing. The restart loan is designed so that customers can get a better payment history over three years, with the possibility of an interest rate reduction to an average standard mortgage interest if they show a safe payment history.
In addition to start-up loans, Heder Bank offers services such as savings accounts with attractive interest rates, as well as options for direct debits and eInvoices. The bank also provides guidance in the event of delayed payment and debt collection, and provides access to payment information such as account number and KID. The deposit guarantee guarantees customers their deposits, which is an important factor for many when choosing banking services. The bank has collected information on frequently asked questions to help customers with their enquiries.