Kraft Bank specializes in refinancing for people with payment issues, and offers solutions to customers who have financial challenges. The bank offers loans secured by housing, as well as loans without collateral, and targets those who cannot be refinanced in ordinary banks. In addition to refinancing, Kraft Bank offers financial advice and first aid, with a focus on helping customers return to a healthier financial situation.
The bank also has a selection of savings products for customers with good finances. Kraft Bank has a vision of supporting its customers through financial challenges, and is committed to providing advice that can contribute to financial recovery. The bank is a member of the Norwegian Banks' Guarantee Fund, which provides additional security for customers.