Do Norwegian banks charge an annual fee for debit cards?
Annual card fees at DNB, Nordea and SpareBank 1, and who pays nothing.
Short answer
Yes, banks such as DNB charge an annual fee for an adult debit card, currently NOK 295 a year, while cards for children and young people are free. SpareBank 1 Hallingdal Valdres charges NOK 330 a year. Nordea gives a free card to students, young people and children, and DNB's card is free for Ung customers aged 18 to 28.
Why
- DNB's price list sets the annual fee for a debit card at NOK 295 for Pluss and SAGA customers and for customers without a customer programme.
- DNB charges NOK 0 a year for its children's card, its youth card and the Ung bank card for customers aged 18 to 28.
- The price list of SpareBank 1 Hallingdal Valdres, valid from 1 June 2026, shows an annual card fee of NOK 330, and NOK 0 for children and young people aged 6–17 in its UNG programme.
Details
DNB charges the annual fee to your account on the first working day of the new calendar year, and you pay it for every card, including additional cards. Nordea lists an annual price of NOK 0 for its bank card for students and Premium Next customers, young people and children, and its standard card is free when it is part of the Min dagligbank package. Prices differ between banks and customer programmes, so the same type of card can be free at one bank and cost several hundred kroner at another.
Tip
Check the card fee together with the bank's customer programmes: at DNB, customers aged 18 to 28 in the Ung programme pay no annual fee for the debit card.
What may differ
Your age and customer programme decide the price: cards for children and young people are free at DNB, Nordea and SpareBank 1 Hallingdal Valdres, and Nordea also gives students a free card.
Common misconception
Bank cards are always free in Norway.
What actually happens
Many adults pay an annual fee, for example NOK 295 at DNB and NOK 330 at SpareBank 1 Hallingdal Valdres. Free cards are mainly for children, young people, students and some customer programmes.
People also ask
- How much does a bank card cost in Norway?
- Is a debit card free in Norway?
Sources
- DNB: Card price listChecked at:
- DNB: CardsChecked at:
- SpareBank 1 Hallingdal Valdres: Price list for personal customers from June 2026Checked at:
- Nordea: Prices for bank cards and credit cardsChecked at:
Prices change, so check your bank's price list before you choose a card.
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