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Do ATMs in Norway charge fees for foreign cards?

Operator fees, bank fees and currency conversion.

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Short answer

Some ATMs in Norway, such as Euronet's, charge their own withdrawal fee, which is shown on screen before you confirm, on top of any fees from your own bank. You can cancel if the fee is too high. Your card issuer may also charge for cash withdrawals abroad, so check your terms before you travel.

Bank cards and fees a payment card tapping a terminal, a phone with a simple payment icon and one krone coin

Why

  1. Euronet's FAQ says that after recent regulatory changes you are charged a withdrawal fee at its ATMs, which is added to the amount and charged to your account.
  2. The fee is shown clearly on screen before the withdrawal is approved, so you can accept or cancel the transaction.
  3. Euronet's fee comes on top of any fees from your own bank or card issuer, and the daily withdrawal limit is set by your bank, not by Euronet.

Details

Euronet accepts all Visa cards, including VPay, PLUS and Electron. If an ATM keeps your card, Euronet cannot return it and asks you to contact its customer service on +47 800 69 664 and your bank. The same applies if no money comes out but your account is charged.

Tip

If the ATM offers to charge you in your home currency, choose kroner instead: DNB tells its own customers abroad that paying in the local currency gives a better price.

What may differ

Norwegian cards can also cost money at the ATM: SpareBank 1, for example, charges NOK 40 plus 1% of the amount for cash withdrawals in Norway with its credit card.

People also ask

  • Do Norwegian ATMs charge a fee?
  • Are Euronet ATMs in Norway expensive?

Sources

Fees change, so check the ATM screen and your own bank's price list before you withdraw cash.

Bank cards and fees