Do ATMs in Norway charge fees for foreign cards?
Operator fees, bank fees and currency conversion.
Short answer
Some ATMs in Norway, such as Euronet's, charge their own withdrawal fee, which is shown on screen before you confirm, on top of any fees from your own bank. You can cancel if the fee is too high. Your card issuer may also charge for cash withdrawals abroad, so check your terms before you travel.
Why
- Euronet's FAQ says that after recent regulatory changes you are charged a withdrawal fee at its ATMs, which is added to the amount and charged to your account.
- The fee is shown clearly on screen before the withdrawal is approved, so you can accept or cancel the transaction.
- Euronet's fee comes on top of any fees from your own bank or card issuer, and the daily withdrawal limit is set by your bank, not by Euronet.
Details
Euronet accepts all Visa cards, including VPay, PLUS and Electron. If an ATM keeps your card, Euronet cannot return it and asks you to contact its customer service on +47 800 69 664 and your bank. The same applies if no money comes out but your account is charged.
Tip
If the ATM offers to charge you in your home currency, choose kroner instead: DNB tells its own customers abroad that paying in the local currency gives a better price.
What may differ
Norwegian cards can also cost money at the ATM: SpareBank 1, for example, charges NOK 40 plus 1% of the amount for cash withdrawals in Norway with its credit card.
People also ask
- Do Norwegian ATMs charge a fee?
- Are Euronet ATMs in Norway expensive?
Sources
- Euronet Norway: Frequently asked questionsChecked at:
- DNB: Travel adviceChecked at:
- SpareBank 1: Credit cardChecked at:
Fees change, so check the ATM screen and your own bank's price list before you withdraw cash.
Bank cards and feesRelated questions
-
How do I find the IBAN for my Norwegian bank account?
You find the IBAN for your Norwegian account in your bank's online bank or app under the account details, and also on your account statement.
-
Why did my hotel or car rental company block money on my card in Norway?
Hotels and car rental companies reserve money on your card as security, and the reservation is released once the final amount is settled.
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How do I pay a Norwegian invoice with a KID number from abroad?
To pay a Norwegian invoice from abroad, make an international transfer to the payee's IBAN and BIC and enter the KID number as the payment reference.
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Do Norwegian banks charge an annual fee for debit cards?
Yes, banks such as DNB charge an annual fee for an adult debit card, currently NOK 295 a year, while cards for children and young people are free.

