Can I pay bills and invoices with a credit card in Norway?
How it works, what it costs and which bills are excluded.
Short answer
Yes, banks such as SpareBank 1 and Bank Norwegian let you pay bills with a credit card, but it costs more than an ordinary card purchase. Bank Norwegian charges interest from the first day on bill payments, and SpareBank 1 charges NOK 25 plus 1% of the bill. SpareBank 1 does not allow payments to Skatteetaten by credit card.
Why
- Bank Norwegian calculates interest from the first day when you pay a bill with the card, unlike ordinary purchases with up to 45 interest-free days.
- SpareBank 1 charges NOK 25 plus 1% of the bill when you pay it with its Mastercard credit card.
- SpareBank 1 states that you cannot pay Skatteetaten, the Norwegian Tax Administration, with a credit card.
Details
With SpareBank 1 you go to payments in the online bank and choose the credit card as the account to pay from, and you need available credit on the card. In the Bank Norwegian app you open the credit card tab and tap 'Betal'. Bill payments do not earn bonus points at Bank Norwegian.
Tip
Use the credit card for a bill only when you need a short delay, and plan the repayment: Bank Norwegian says the solution is not suited to fixed invoices.
What may differ
Fees, interest and which bills can be paid differ from bank to bank, so check the terms for your own card.
Common misconception
Paying a bill with a credit card gives you the same interest-free period as shopping.
What actually happens
At Bank Norwegian interest runs from the first day on bill payments, while ordinary card purchases have up to 45 interest-free days.
People also ask
- Can you pay an invoice with a credit card?
- How do I pay a bill with a credit card?
- Can I pay Klarna with a credit card?
Sources
- SpareBank 1: Paying bills with a credit cardChecked at:
- Bank Norwegian: Paying bills with your credit cardChecked at:
- SpareBank 1: Credit cardChecked at:
Prices change, so check your bank's price list before you pay a bill by credit card.
Bank cards and feesRelated questions
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How do I find the IBAN for my Norwegian bank account?
You find the IBAN for your Norwegian account in your bank's online bank or app under the account details, and also on your account statement.
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Why did my hotel or car rental company block money on my card in Norway?
Hotels and car rental companies reserve money on your card as security, and the reservation is released once the final amount is settled.
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How do I pay a Norwegian invoice with a KID number from abroad?
To pay a Norwegian invoice from abroad, make an international transfer to the payee's IBAN and BIC and enter the KID number as the payment reference.
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Do Norwegian banks charge an annual fee for debit cards?
Yes, banks such as DNB charge an annual fee for an adult debit card, currently NOK 295 a year, while cards for children and young people are free.