How do I pay with my phone or smartwatch in Norway?
Apple Pay, Google Pay, Garmin Pay and tapping with Vipps.
Short answer
In Norway you add a bank card to Apple Pay, Google Pay, Garmin Pay or Vipps and hold your phone or watch to the card terminal. Visit Norway says many places accept phone payments such as Apple Pay and Google Pay. Vipps works for tapping on phones, but not on smartwatches.
Why
- Visit Norway says debit and credit cards are accepted almost everywhere, and many places also accept Google Pay and Apple Pay.
- DNB says you can add all its contactless Visa and Mastercard cards to Garmin Pay, and that there are no fees for paying with it.
- Vipps confirms that tapping with Vipps on a smartwatch is not possible.
Details
On an iPhone with Face ID, double-click the side button, confirm with Face ID or your passcode and hold the top of the phone near the reader. On an Apple Watch, double-click the side button and hold the display near the reader. With Garmin Pay you wake the watch, choose Garmin Pay and hold it over the terminal. To tap with Vipps, double-press the side button and unlock an iPhone, or simply unlock an Android phone, and hold it to the terminal.
Tip
If you tap with Vipps, set it as the default payment app under Kontoer og kort in the app, so you do not have to open Vipps before each payment.
What may differ
Which cards you can add depends on your bank and the card. DNB, for example, says you need a Norwegian mobile number for Garmin Pay, and Vipps needs a card from a bank that supports tapping.
People also ask
- How do I pay with Apple Pay in Norway?
- Can I use Apple Pay and Google Pay in Norway?
- How do I pay with Garmin Pay or an Apple Watch?
Sources
- Visit Norway: Currency and pricesChecked at:
- Apple Support: Make purchases using Apple PayChecked at:
- DNB: Garmin PayChecked at:
- Vipps MobilePay help: How do I tap with Vipps?Checked at:
- Vipps MobilePay help: Can I tap with Vipps on my smartwatch?Checked at:
Information checked on 15 October 2026.
Digital payments in NorwayRelated questions
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How do I find the IBAN for my Norwegian bank account?
You find the IBAN for your Norwegian account in your bank's online bank or app under the account details, and also on your account statement.
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Why did my hotel or car rental company block money on my card in Norway?
Hotels and car rental companies reserve money on your card as security, and the reservation is released once the final amount is settled.
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How do I pay a Norwegian invoice with a KID number from abroad?
To pay a Norwegian invoice from abroad, make an international transfer to the payee's IBAN and BIC and enter the KID number as the payment reference.
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Do Norwegian banks charge an annual fee for debit cards?
Yes, banks such as DNB charge an annual fee for an adult debit card, currently NOK 295 a year, while cards for children and young people are free.