Does Vipps charge a fee, and how much can I send without paying one?
The free limit, the 1% fee and payments abroad.
Short answer
Sending money to friends with Vipps is free up to NOK 5,000 to the same person within 24 hours, and above that Vipps charges 1% of the amount. Payments to shops, clubs and other businesses are always free, whatever the amount. Sending money to another country costs 4%.
Why
- Vipps' help pages set the free limit at NOK 5,000 or less to the same person within 24 hours.
- If you send NOK 5,001 or more to the same private person within 24 hours, the 1% fee is added to the payment that takes you over NOK 5,000.
- Vipps never charges a fee when you pay or tap at a business, however much you spend.
Details
The limit counts per recipient, so two payments of NOK 3,000 to two different friends on the same day are free. The fee only applies between private people. Transfers abroad are counted separately, with their own 4% fee and their own limits of NOK 50,000 in 7 days and NOK 250,000 in 365 days.
Tip
If you need to send more than NOK 5,000 to one person, spread the payments so that no 24-hour period goes above NOK 5,000, and you avoid the fee.
Common misconception
Vipps is always free.
What actually happens
Payments to businesses are free, and so are transfers of up to NOK 5,000 to one person within 24 hours. Above that, Vipps charges 1%, and transfers abroad cost 4%.
People also ask
- Is there a fee on Vipps?
- How much can you send on Vipps before you pay a fee?
- How do I avoid Vipps fees?
- What does Vipps cost?
Sources
Prices change, so check Vipps' help pages before you send a large amount.
Digital payments in NorwayRelated questions
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How do I find the IBAN for my Norwegian bank account?
You find the IBAN for your Norwegian account in your bank's online bank or app under the account details, and also on your account statement.
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Why did my hotel or car rental company block money on my card in Norway?
Hotels and car rental companies reserve money on your card as security, and the reservation is released once the final amount is settled.
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How do I pay a Norwegian invoice with a KID number from abroad?
To pay a Norwegian invoice from abroad, make an international transfer to the payee's IBAN and BIC and enter the KID number as the payment reference.
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Do Norwegian banks charge an annual fee for debit cards?
Yes, banks such as DNB charge an annual fee for an adult debit card, currently NOK 295 a year, while cards for children and young people are free.